:root{--bg:#fff;--bg-muted:#f4f7f7;--ink:#0f2422;--ink-soft:#4a5b59;--brand:#0f766e;--brand-dark:#0b5851;--brand-soft:#d7ecea;--accent:#d97706;--border:#e2e8e7;--radius:14px;--maxw:1120px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--bg);color:var(--ink);-webkit-font-smoothing:antialiased;margin:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 20px}.container-narrow{max-width:760px}.navbar{z-index:50;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border-bottom:1px solid var(--border);background:#ffffffeb;position:sticky;top:0}.nav-inner{justify-content:space-between;align-items:center;height:68px;display:flex}.brand{align-items:center;gap:10px;font-size:1.05rem;font-weight:700;display:flex}.brand-mark{background:var(--brand);color:#fff;letter-spacing:.5px;border-radius:9px;justify-content:center;align-items:center;width:34px;height:34px;font-size:.85rem;font-weight:800;display:inline-flex}.nav-links{align-items:center;gap:26px;display:flex}.nav-links a{color:var(--ink-soft);font-size:.95rem;font-weight:500;transition:color .15s}.nav-links a:hover{color:var(--brand)}.nav-cta{background:var(--brand);border-radius:9px;padding:9px 16px;font-weight:600;color:#fff!important}.nav-cta:hover{background:var(--brand-dark)}.nav-toggle{cursor:pointer;background:0 0;border:none;flex-direction:column;gap:5px;padding:8px;display:none}.nav-toggle-bar{background:var(--ink);border-radius:2px;width:24px;height:2px}.hero{background:linear-gradient(180deg, var(--bg-muted), #fff);text-align:center;padding:72px 0 64px}.pill{color:var(--brand-dark);background:#e6f3f1;border-radius:999px;margin-bottom:22px;padding:6px 14px;font-size:.82rem;font-weight:600;display:inline-block}.hero h1{text-wrap:balance;max-width:16ch;margin:0 auto 18px;font-size:clamp(2rem,5vw,3rem);line-height:1.15}.hero-sub{color:var(--ink-soft);max-width:56ch;margin:0 auto 30px;font-size:1.12rem}.hero-actions{flex-wrap:wrap;justify-content:center;gap:14px;margin-bottom:28px;display:flex}.hero-actions.center{margin-top:8px}.btn{cursor:pointer;border-radius:10px;justify-content:center;align-items:center;padding:13px 24px;font-size:1rem;font-weight:600;transition:all .15s;display:inline-flex}.btn-primary{background:var(--brand);color:#fff}.btn-primary:hover{background:var(--brand-dark)}.btn-ghost{color:var(--brand-dark);border:1px solid var(--border);background:#fff}.btn-ghost:hover{border-color:var(--brand)}.disclaimer{color:#92400e;background:#fff7ed;border:1px solid #fed7aa;border-radius:10px;max-width:60ch;margin:0 auto;padding:14px 18px;font-size:.92rem}.section{padding:64px 0}.section-muted{background:var(--bg-muted)}.section-title{text-align:center;text-wrap:balance;margin:0 0 12px;font-size:clamp(1.5rem,3.5vw,2.1rem)}.section-sub{text-align:center;color:var(--ink-soft);max-width:56ch;margin:0 auto 40px}.grid{gap:22px;display:grid}.grid-4{grid-template-columns:repeat(4,1fr)}.card{border:1px solid var(--border);border-radius:var(--radius);background:#fff;padding:26px 22px;transition:transform .15s,box-shadow .15s}.card:hover{transform:translateY(-3px);box-shadow:0 12px 28px #0f766e1a}.card-num{color:var(--brand);margin-bottom:10px;font-size:.85rem;font-weight:800}.card h3{margin:0 0 8px;font-size:1.08rem}.card p{color:var(--ink-soft);margin:0;font-size:.95rem}.card-alert{border-left:3px solid var(--accent)}.check-list{grid-template-columns:repeat(2,1fr);gap:16px;max-width:760px;margin:0 auto;padding:0;list-style:none;display:grid}.check-list li{background:var(--bg-muted);border-radius:10px;align-items:flex-start;gap:12px;padding:14px 16px;font-size:.96rem;display:flex}.check{background:var(--brand);color:#fff;border-radius:50%;flex:none;justify-content:center;align-items:center;width:22px;height:22px;margin-top:2px;font-size:.75rem;font-weight:800;display:inline-flex}.step{text-align:center}.step-num{background:var(--brand);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:46px;height:46px;margin:0 auto 14px;font-size:1.2rem;font-weight:800;display:flex}.step h3{margin:0 0 8px;font-size:1.05rem}.step p{color:var(--ink-soft);margin:0;font-size:.95rem}.faq{flex-direction:column;gap:12px;display:flex}.faq-item{border:1px solid var(--border);background:#fff;border-radius:10px;overflow:hidden}.faq-q{cursor:pointer;text-align:left;width:100%;color:var(--ink);background:0 0;border:none;justify-content:space-between;align-items:center;gap:16px;padding:18px 20px;font-size:1rem;font-weight:600;display:flex}.faq-icon{color:var(--brand);flex:none;font-size:1.4rem;line-height:1}.faq-a{color:var(--ink-soft);margin:0;padding:0 20px 20px;font-size:.96rem}.contact{background:linear-gradient(180deg, #fff, var(--bg-muted))}.contact-inner{text-align:center}.mobile-only{background:var(--bg-muted);width:100vw;height:100dvh;margin:0;padding:0;position:fixed;inset:0}.mobile-only-iframe{border:0;width:100%;height:100%;margin:0;display:block}.footer{color:#cdd9d7;background:#0f2422;padding:48px 0 24px}.footer-inner{grid-template-columns:1.4fr 1fr 1.4fr;gap:36px;display:grid}.brand-footer{color:#fff;margin-bottom:12px}.footer-col h4{color:#fff;margin:0 0 14px;font-size:1rem}.footer-col a{color:#cdd9d7;margin-bottom:8px;font-size:.93rem;transition:color .15s;display:block}.footer-col a:hover{color:#fff}.footer-note{color:#9fb2af;margin:0;font-size:.9rem}.footer-bottom{color:#9fb2af;border-top:1px solid #ffffff1a;margin-top:32px;padding-top:20px;font-size:.85rem}@media (width<=980px){.grid-4{grid-template-columns:repeat(2,1fr)}.footer-inner{grid-template-columns:1fr 1fr}}@media (width<=768px){.nav-toggle{display:flex}.nav-links{border-bottom:1px solid var(--border);background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 18px;display:none;position:absolute;top:68px;left:0;right:0}.nav-links.open{display:flex}.nav-links a{border-bottom:1px solid var(--border);padding:12px 0}.nav-cta{text-align:center;margin-top:10px;border-bottom:none!important}.check-list{grid-template-columns:1fr}}@media (width<=560px){.grid-4,.footer-inner{grid-template-columns:1fr}.hero{padding:52px 0 48px}}